Does Getting Prequalified for a Mortgage Multiple Times Hurt a Credit Score?

Personal Finance 7/13/2019 7:19:00 AM 7/13/2019 7:19:00 AM

7/13/2019 7:19:00 AM 7/13/2019 7:19:00 AM 68 68

The mortgage application process begins with a prequalification during which you provide your lender with a variety of information about your overall financial situation. The lender uses this information to determine whether you have enough income and assets to continue with the application process.

Things Your Should Know About Savings Accounts

Personal Finance 7/13/2019 7:18:00 AM 7/13/2019 7:18:00 AM

7/13/2019 7:18:00 AM 7/13/2019 7:18:00 AM 92 92

Many people keep at least some money in a bank savings account.bank image by Pefkos from Fotolia.comBank savings and checking accounts are some of the more popular ways to keep money secure and readily accessible. We keep money in savings accounts to accrue funds for a special purchase,...

Card to Card Money Transfer

Personal Finance 7/13/2019 7:16:00 AM 7/13/2019 7:16:00 AM

7/13/2019 7:16:00 AM 7/13/2019 7:16:00 AM 21 21

Transferring funds from one credit card to another is a convenient way to pay all of your balances off with one account, instead of using several. If you have several credit cards that need consolidating, using a card-to-card money transfer is also a good way to eliminate interest rates.

How to Get a Resolution to Rehab Your Student Loans

Personal Finance 7/12/2019 7:16:00 PM 7/12/2019 7:16:00 PM

7/12/2019 7:16:00 PM 7/12/2019 7:16:00 PM 22 22

A defaulted student loan can turn into a financial nightmare if it is not resolved. Wage garnishments, claimed tax refunds, court appearances and a damaged credit score are all possibilities. Working with the company holding your loan to reach a resolution to rehab your student loans is essential. S

Taxes on 401k Withdrawals When You Cash Out Early

Personal Finance 7/12/2019 7:15:00 PM 7/12/2019 7:15:00 PM

7/12/2019 7:15:00 PM 7/12/2019 7:15:00 PM 21 21

Taxes on 401k withdrawals when you cash out early can be a little confusing, but once you understand how things work it can be easier to manage. Of course, the ideal situation is not to ...

How to Qualify for FHA or HUD Loans in Kentucky

Personal Finance 7/12/2019 7:14:00 PM 7/12/2019 7:14:00 PM

7/12/2019 7:14:00 PM 7/12/2019 7:14:00 PM 21 21

Neither HUD nor the FHA lends money. Rather, the Federal Housing Administration, an agency within the U.S. Department of Housing and Urban Development, insures mortgage loans. If a borrower defaults on an FHA product, the FHA dips into its mortgage insurance premium fund -- paid into by FHA loan hol

How to Find Out If My Name Is on Check Systems?

Personal Finance 7/12/2019 7:14:00 PM 7/12/2019 7:14:00 PM

7/12/2019 7:14:00 PM 7/12/2019 7:14:00 PM 23 23

If you are planning to open a checking or savings account, the bank or credit union may run your name through ChexSystems during the application process. ChexSystems is a consumer reporting agency that maintains records of individuals who have mishandled bank accounts. Your name may appear on ChexSy

Can I Get Unemployment & File a SSI Claim?

Personal Finance 7/12/2019 7:21:00 AM 7/12/2019 7:21:00 AM

7/12/2019 7:21:00 AM 7/12/2019 7:21:00 AM 24 24

You can get unemployment insurance and file a claim for Supplemental Security Income at the same time. The two programs have distinct purposes, funding sources and eligibility criteria. Only the form of their basic benefits is the same: a monthly cash payment from the government with supplements tha

The Significance of credit report on auto loan

Personal Finance 7/12/2019 7:10:00 AM 7/12/2019 7:10:00 AM

7/12/2019 7:10:00 AM 7/12/2019 7:10:00 AM 22 22

Auto loan €" Finance is often required when buying a vehicle. But why, in purchasing vehicle, lenders would look into your credit history? Creditors do it to judge your credit worthiness and your risk level ...

Advice for Renting an Apartment in Another State

Personal Finance 7/12/2019 7:09:00 AM 7/12/2019 7:09:00 AM

7/12/2019 7:09:00 AM 7/12/2019 7:09:00 AM 73 73

In a perfect world, you would have plenty of time to acquaint yourself with a new city before you move there. In the real world, you may interview for a job in a conference call and start work in a new state almost immediately thereafter; you won't have the luxury to drive all over the city looking

College Scholarships for Parents

Personal Finance 7/12/2019 7:07:00 AM 7/12/2019 7:07:00 AM

7/12/2019 7:07:00 AM 7/12/2019 7:07:00 AM 19 19

Many parents pursue post-secondary degrees to better provide for their families. Scholarship programs for parents exist to support them in their return to school. Whether you are a parent returning to college or starting for the first time, the cost of attending college can be steep. Scholarship awa

A Great Way To Find Commercial Properties That Are For Sale Is By Looking Online

Personal Finance 7/11/2019 8:07:00 PM 7/11/2019 8:07:00 PM

7/11/2019 8:07:00 PM 7/11/2019 8:07:00 PM 34 34

Purchasing commercial real estate requires new strategies and a home. Read this article for timely tips and suggestions that will help you come out ahead. Don't jump into any investment opportunity without doing your research. ...

Can I Get My Student Loan Paid Off Early?

Personal Finance 7/11/2019 8:06:00 PM 7/11/2019 8:06:00 PM

7/11/2019 8:06:00 PM 7/11/2019 8:06:00 PM 29 29

As of 2010, the average college graduate had $24,000 in student loan debt. If you are disciplined in how you manage your money, you can pay off your student loan early by making extra payments. However, depending on your financial situation and other debts or goals, it might be more advantageous to

Who Pays the Taxes When Early Annuity Distribution Is Part of a Divorce Settlement?

Personal Finance 7/11/2019 8:05:00 PM 7/11/2019 8:05:00 PM

7/11/2019 8:05:00 PM 7/11/2019 8:05:00 PM 53 53

Getting a divorce and splitting assets can be confusing and frustrating. When retirement funds such as tax-deferred annuities are involved, a lot of room for errors exists. Making a mistake on a distribution or taxes paid on that distribution can lead to disfavor with the family court judge.

Best Tips for Kids to Save Money

Personal Finance 7/11/2019 8:00:00 PM 7/11/2019 8:00:00 PM

7/11/2019 8:00:00 PM 7/11/2019 8:00:00 PM 54 54

As a kid, saving money is a hard task especially when you are always tempted to walk into a toy store and buy new toys. But, here are a few of the best money saving ...

Price Fixing - A Shed of Broken Tools

Personal Finance 7/11/2019 7:52:00 PM 7/11/2019 7:52:00 PM

7/11/2019 7:52:00 PM 7/11/2019 7:52:00 PM 115 115

"The essence of propaganda consists in winning people over to an idea so sincerely, so vitally, that in the end they succumb to it utterly and can never escape from it." -Goebbels Despite hearing it ...

May I Draw Unemployment in North Carolina If I Was Given a Severance Package?

Personal Finance 7/11/2019 5:06:00 PM 7/11/2019 5:06:00 PM

7/11/2019 5:06:00 PM 7/11/2019 5:06:00 PM 114 114

The North Carolina Employment Security Commission's mission is to provide high-quality workforce-related services to North Carolina workers. This includes offering unemployment benefits to those searching for work. However, you must meet the agency's eligibility criteria to qualify for unemployment

CFDs Hedging Basics

Personal Finance 7/11/2019 5:04:00 PM 7/11/2019 5:04:00 PM

7/11/2019 5:04:00 PM 7/11/2019 5:04:00 PM 36 36

Contract for differences were initially created and used for hedging among the corporate investors. Nowadays CFD trading has become widely used for speculative trading and its ease of access in among the most important reasons ...

Child Insurance and Online Quotes

Personal Finance 7/11/2019 2:29:00 PM 7/11/2019 2:29:00 PM

7/11/2019 2:29:00 PM 7/11/2019 2:29:00 PM 26 26

If you want to know what is the most important thing for somebody in their life, you just have to ask them to give the first instinctive response to this question. However, when the person ...

List of Top Individual Retirement Plans

Personal Finance 7/11/2019 11:23:00 AM 7/11/2019 11:23:00 AM

7/11/2019 11:23:00 AM 7/11/2019 11:23:00 AM 110 110

There are a few popular retirement plans.Making a financial plan image by Allen Stoner from Fotolia.comThere are various retirement plans available, and it is often difficult to decipher the language used to describe how each one works, let alone figure out if it's appropriate for your...